It is something we hope we will never have, but the reality is at some point we will have a car accident. When we do, we just hope it is small, painless and quick.

Here are some tips when you get in a car accident. The first thing is to make sure everyone is OK. Remember they are just cars and it is just an accident. Don't let tempers flare. What could have been something very small, can now become a nightmare when tempers flare. If the other driver has bad temper after the car accident, always make sure you call the police right away and if need be, try to have someone there with you, even if you have to flag down another motorist, just don't step in front of their automobile to stop them.

If tempers are under control and everyone is OK, it still might be a good idea to call the police, even if it is just a little fender bender. If the other driver tells you they don't want the police involved because they don't want it on their insurance, just remind them that the police only will right a report and maybe issue a ticket. It is for both parties protecting in case something happen. They other driver can still pay for damages and the insurance company will never know. Personally I would call the police for any size accident. We got hit from behind and the lady was very nice about everything and felt bad for her. Well we never called the police and guess what, we never were paid for the damages and we had no proof, so we ended up paying for the car accident. So you can see why I am a little biased and would say call the police.

A couple of things you can do to protect yourself in a car accident. First always, and I mean always buckle up, even if your just going down the block. You never know what could happen. So remember always buckle up and if your in a car accident, you will have better odds of walking away. Second, get off the phone. I know I am bad also, but plain and simple we should all be off the phone. Think about it, we are driving a 2 ton vehicle, we should pay attention to what we're doing. Third, just remember what is around you and pay attention at all times. Try to reduce the number of distractions you have.